Have you decided to give Paypal a try? It’s a good choice! Paypal is an amazing platform to pay and receive money online, both for personal use and business. So, it is time to understand how to create a Paypal account, and this guide is exactly what you were looking for.
If you take a few minutes of your free time, I can tell you how to create PayPal accounts from computers, smartphones, and tablets quickly and easily. First of all, it will be my job to list the available account types and their main differences, in order to help you choose the solution that best suits your needs; after that, you will find the detailed procedure to register and also to link a card or bank account to the newly created account.
If you can’t wait to go deeper into the topic and start receiving and sending money with PayPal, let’s not waste any more time chatting and get straight to the action. Courage: make yourself comfortable, cut out five minutes of free time, and dedicate yourself to reading the next lines. Identify the type of account you are interested in, carefully follow the instructions and you will be able to create your PayPal account without experiencing any type of problem.
Before going into detail in this guide and explaining how to create a PayPal account, it may be useful to know the types of accounts available, so as to choose the one that best suits your needs. In fact, you need to know that on PayPal you can open both a personal account and an account dedicated to companies.
Private users who wish to send and/or receive money online can open a personal account for free which allows them to send money in total security, without paying any commission for transfers in euros in Italy and within the European economic area. For international payments, however, there is a fixed rate that varies from 1.99 euros to 3.99 euros, depending on the recipient’s country of residence.
As for the commissions applied to receive money, there are no costs if the money received has been sent by friends and family and currency exchange is not necessary. For payments of goods or services, however, a fee of 3.4% is applied plus a fixed rate of 0.35 euros (if a currency exchange is required, a currency conversion fee is also applied which varies depending on the chosen currency). For more information, you can read my guide on how to send money with PayPal.
The Business account, on the other hand, is the ideal solution for companies. Again, opening the account is completely free and offers all the features (and costs) of the personal account, plus some additional features, such as email payments with the possibility of creating proforma invoices, the possibility of receiving payments on your site and to allow multiple users to access your account simultaneously.
Finally, if you are wondering if it is possible to create a PayPal account for minors, I am sorry to tell you that the answer is negative. In fact, in the conditions of use of the famous online payment service, it is specified that only users who have reached the age of majority can create an account on PayPal.
How to create a personal PayPal account
If you have decided to create a personal PayPal account, all you have to do is connect to the official website of the service or start its app for smartphones and tablets and fill in the registration form, in order to open a new account. How to do? I’ll explain it right away!
How to create a PayPal account
To create a PayPal account from a computer, connected to the official PayPal website, click on the Register button, at the top right, make sure you have selected the Personal account option and press on Continue.
In the newly opened page, enter your data in the fields Name, Surname, Email address, Create your password and confirm the password and click on the Next button. On the screen we create your account, specify the required information in the fields Address, Zip Code, City, Province, date of birth, phone type, and mobile phone number and affix the tick required to accept the terms of service.
Finally, choose whether to receive promotional offers from PayPal via email and whether to activate the One Touch function (which allows you to keep active access to your account and pay quickly with PayPal, a function that I recommend you do not activate if you use a shared device) and click on the Accept and create account button, to complete the registration and open your PayPal account.
If you prefer to proceed from a smartphone using the PayPal app for Android and iPhone devices, start the latter, press on the option Do not have a PayPal account? Register, enter your mobile number in the appropriate field and tap the Continue button. Then enter the verification code that was sent to you via SMS in the appropriate field, type the required information in the Email address and Password fields, and press the Continue button again.
Now, in the Enter data in your profile screen, enter the required data in the Nationality, Name, Surname, Date of birth and tap on Continue, then enter your address in the appropriate field, specify postcode, city, and province of residence, put a checkmark to accept the conditions of use of PayPal and press the Accept and create account button to create your account.
Remember to choose carefully your name on Paypal, because it can not be easy to change your Paypal name afterward.
How to create an account without a credit card
If you are interested in how to create a PayPal account without a credit card, you will be happy to know that the famous online payment service allows you to also associate a bank account with your account.
All you need to do, after creating your PayPal account, is to connect to the official PayPal website, access your account, and select the Wallet option, located in the top menu. In the new open page, choose the item Connect a bank account, enter the IBAN in the appropriate field and click on the Accept and connect button.
Once this is done, put the checkmark next to one of the options available between Receive an SMS and Receive a call and press the Next button, to receive a 6-digit verification code by SMS or by a phone call to be entered in the Security code field.
Now, click on the Continue button, to start the procedure to verify your identity and authorize PayPal to debit the bank account in question with two small amounts that will be shown on your bank statement within 2-3 working days. As soon as they are visible, write down the two amounts in question, access the PayPal wallet section again, enter them in the Credited amount field and select the Confirm option, to confirm the bank account. For the detailed procedure, I leave you to my guide on how to verify a PayPal account without a credit card.
If you prefer to proceed from smartphones and tablets, start the PayPal app, log in to your account, tap on the gear wheel icon, at the top right, and select the Bank accounts and cards option. In the new screen view, press on the items Connect card or bank account and Bank account, enter the data in the Country and IBAN fields and tap the Link bank account button. Simple, right?
How to create a PayPal account on eBay
If your intention is to use PayPal on eBay to make your purchases or receive payments for your sales, you must know that you can also create a PayPal account directly from your eBay account settings.
To do this, connected to the official eBay site, click on the Login item, at the top left, enter the data associated with your account in the Email or username and Password fields, and press the Login button, to log in.
At this point, click on your name, at the top left, and choose the Account Settings option from the menu that appears, locate the Payments section and select the PayPal Account item. In the newly opened page, click on the Subscribe button, re-enter the data associated with your eBay account in the appropriate fields and press the Sign in button.
Once this is done, select your country of residence through the appropriate drop-down menu, enter your data in the Address, Postcode, City, Province, and Mobile phone number fields and click on the Continue button. Finally, enter the password to be associated with your PayPal account in the Create PayPal password and Confirm password fields, enter the characters shown on the screen in the Enter the code as shown and click on the Accept and register button, to create your PayPal account and associate it with your eBay account.
Please note that using the eBay app it is not possible to create a PayPal account. However, you can proceed using the browser installed on your smartphone or tablet (eg Chrome on Android and Safari on iPhone / iPad), connect to the official eBay site and select the Classic eBay site option, at the bottom of the page. At this point, you can follow the instructions I gave you earlier to create a PayPal account on eBay from your computer.
How to create a PayPal Business account
Before explaining how to create a PayPal Business account, you must know that if you already have a personal PayPal account and you need to create a corporate one, you can both open a new PayPal account (it is allowed to have multiple accounts) and to “transform” your personal account in a Business.
In this case, all you have to do is log in to PayPal, press the gear wheel icon, access your account settings, select the Switch to a Business account item and choose the Change account category option.
To create a new Business account, however, connected to the main PayPal page, click the Register button and, in the new screen that appears, affix the checkmark next to the Business Account item. Press, then, on the Continue button, enter your email address in the appropriate field and click again on the Continue button.
Once this is done, specify the password to be associated with your account in the Password field and enter your business data in the fields Personal name, Last name, Company name, Work phone, Address, Postcode, City, and Province. Finally, put the checkmark necessary to accept the conditions of use of PayPal and click on the Accept and Create Account button to open your Business account.
To open a Business account on PayPal from smartphones and tablets, however, download and start the PayPal Business app ( Android/iOS ), select the entry Register, choose the country of your interest and press on the Next option, then enter your email address in the Enter your email address field and tap the Continue button.
In the new screen that appears, enter the password to be associated with your account in the appropriate field, press the button Continue and enter your information in the sections of your business enterprise Contact, Company data, work phone, and Business address.
Now that you know how to create an account, check our guide How to use Paypal.