Learning how to buy with PayPal is key to deal with money in the online world. The famous online platform has become a standard for purchasing online and to be paid with simplicity.
For some time, you have been observing an object on the Internet that you particularly like and that you would like to buy immediately, however you are concerned about the security of your bank details: what would happen to your savings if your credit card data, for some reason, ran out in the wrong hands? Definitely nothing good!
In the world of online shopping, where there is never too much attention to detail, you can however pay for your online purchases using a simple, safe, and fast tool such as PayPal. If you have never heard of it, PayPal is a real online financial service that allows you to make and receive payments from and to personal current accounts/credit cards, without however showing the operator/buyer the data relating to the current account. or the credit card to use. PayPal transactions usually take place through electronic systems integrated into the sites from which you buy and are perfected through the PayPal site or apps for smartphones and tablets: in all cases, what both the operator and the buyer know about the other it is the only email address identifying the PayPal account.
In this tutorial, therefore, I will explain how to buy with PayPal, guiding you step by step to the creation of the account and the association of the payment card or current account; also, I will take care to give you some explanations on the use of the PayPal prepaid card. I can guarantee that, at the end of this guide, you will be perfectly able to use PayPal in the most appropriate way to what your needs are. Having said that, there is nothing left for me to do but wish you a good read and good shopping!
How to buy with PayPal from individuals
Buying with PayPal is quite simple: to do this, however, you need to register for the service and perform some additional operations to prepare the cards or associated accounts for payments. In this part of the guide, I will explain what to do in order to create a PayPal account and how to use it for payments to individuals (who, in turn, must have a PayPal account) from a computer, smartphone, or tablet.
Before continuing, however, I would like to tell you that although PayPal is a safe and secure system for the protection of the buyer, exchanges between individuals are never risk-free: if it is your intention to buy from a known user on a site of purchases/sales between individuals ( Subito.it or Kijiji, just to name a couple), I advise you to first check the quality of the goods you are about to buy and, above all, to carry out the transaction only when the buyer is in front to you, ready to deliver you the good. Always remember that in certain cases, as they say, trusting is good, not trusting is better!
To make payments with PayPal, you obviously need to create a Paypal account. To proceed, open the PayPal website and press the button Register for free, located in the center of the page; alternatively, you can also press the Register button on the top right (the result is identical).
In the new page that opens, affix the checkmark next to the item Personal account, then press the Continue button and, in the screen that is shown to you, fill out the form with all the data required for the creation of the account: country of origin, email address and password (which will be your login credentials to PayPal), your name and surname, etc.
After completing the form, press the Continue button, affix the checkmark next to the I’m not a robot box, and provide the rest of the information necessary for billing: address, postcode, city, province, mobile number, and so on. Then affix the checkmark next to the item concerning the conditions of use of PayPal and, to finalize the creation of the account, press on the item Accept and create account .
If some passage is not clear to you or if you want an extra hand regarding the registration via smartphone and tablet (the procedure is almost identical to the one seen above), I refer you to my guide on how to have PayPal, in which I have you provided additional details on what to do to successfully open a PayPal account.
Now that the account is active, you can associate your credit card, your prepaid card (also the PostePay) or your Bancomat, so as to obtain an intermediation system when you shop online: PayPal will handle the transaction and no shopkeepers (neither private) will never see your credit card information.
To do this, open the main PayPal webpage, press the Login button located at the top and enter the username and password you used to create the account. Once inside, press on the item Connect a card, present in the section Discover other PayPal functions, or, alternatively, click on the Wallet button to access the page dedicated to adding payment methods.
After pressing the Connect a card button (top left), fill in the form that appears in the center of the window, providing the data of the card you intend to associate with PayPal (be careful to also enter the expiry date and CVV code, present on the back of the same) and, finally, press the blue button Connect card.
At this point, you will be asked to confirm the card added to the service, indicating the random present in the list of card movements, after a small withdrawal by PayPal: at this stage, you must go to the Wallet section of your PayPal account and click on the Confirm your card button, next to the newly added card. Once this is done, press the Request code button: PayPal will automatically make a symbolic withdrawal (which is around € 1.5) to generate a random transaction, which you will be required to indicate in the second phase.
Then, consult the card movement list or the associated bank statement (it may take 24 hours, in some cases several days), identify the transaction carried out by PayPal, and take note of the code indicated in the random (present next to the word PAYPAL or PP ). Once this code is obtained, reopen the Wallet page of your PayPal account, select the card to be confirmed, press on the item Enter the code to confirm your card and enter the code obtained. Well: the card is now confirmed and the money withdrawn by PayPal for this verification will be refunded.
Starting from this moment, you can buy from all websites with direct support for PayPal payment, selecting the appropriate option during the payment phase (usually identified by the wording Pay with PayPal ) and following the guided procedure to conclude the transaction: you will be asked to log in using your credentials, to specify the card to be used for payment and to confirm the will to proceed, by pressing the Pay button. If the transaction is completed successfully, the payment receipt will be delivered to you by email within minutes of the money transfer.
If, on the other hand, it is your intention to buy goods from a private user and proceed to the transfer of money via PayPal, first make sure that the person who must benefit from the money is in turn equipped with a PayPal account: if so, ask him to communicate the email address or phone number associated with your account.
From a computer
Now, if you intend to buy with PayPal from a private computer, proceed as follows: once you have obtained the necessary information from the recipient of the money, connected to the PayPal home page, click on the Login button located at the top right and enter your credentials to access the service. Once logged in, click on the Send and request button located at the top and, in the new page that opens, set the email address or mobile phone number of the recipient of the payment, then press the Next button. Now select the type of transaction to be carried out (in this case, payment for goods or services), specify the amount of money to be sent in the appropriate text field and press the Continue button to start the transaction.
At this point, you just have to do is choose the payment card with which you intend to make the transaction (the one from which, in fact, the money will be taken), confirm the choice by pressing on Next and, after having a look on the summary page and verified that the information is correct, conclude the transaction by clicking on the blue button Send money now .
You can also follow the same steps to send money to a friend or relative, however taking care to choose to send money to a friend as the reason for the transaction.
From a smartphone or a tablet
Making a payment to a private individual (be it a seller or a relative/friend) via smartphone and tablet is just as simple: for convenience, I recommend that you immediately install the PayPal app, available free for Android and iOS.
Once the app has been installed, start it by calling it from the Android drawer or from the iOS home screen, press the Login button and enter the login credentials of the PayPal account previously created; then, press the Send button located at the bottom, indicate the email address, telephone number or PayPal nickname of the beneficiary of the transaction and tap the Next button.
The rest of the procedure is identical to what has already been seen previously: you must indicate the type of transaction, choosing between Payment of goods or services or Sending money to a friend, specify the amount of money to be sent in the appropriate text field and press on the Continue and Pay Now buttons to authorize the transaction.
How to buy with PayPal on Amazon
Unfortunately, Amazon does not support PayPal as a direct payment system, since the famous eCommerce site, when registering, requires the inclusion of a credit card with a compatible international circuit (MasterCard or Visa).
However, you can easily “bypass” this limit by using the PayPal card and associating it with the PayPal account: if you have a sum of money in the account, simply move it to the PayPal card and associate the latter with your Amazon account.
To transfer funds from the PayPal account to the card, open the PayPal home page, click on the Login button and enter the access credentials associated with the account; once you get to the management page, make sure that the PayPal card has been correctly added and verified and that, in the PayPal balance section (i.e. the credit on your account), there is enough money to make the purchase on Amazon.
Check this information, click on the Transfer money item, specify the willingness to make a Transfer to the card, indicate the PayPal card as the “destination” card and the amount to be transferred, then click Continue to complete everything.
After a few minutes, the specified amount will be available on the PayPal card, ready to be used anywhere, even on Amazon: all you have to do, in this case, is to use the prepaid in question as a payment method on Amazon.
Other systems to buy with PayPal
In addition to associating your credit card or debit card, you can purchase with PayPal even if you have a bank or postal account, after associating the latter with your online account: keep in mind that, in order for the connection to go to a successful end, the data declared when signing up for PayPal and those relating to the current account must be identical.
To proceed, open the main PayPal page, click on the Login button and enter the email and password associated with your account. Once inside, press the Wallet button and then click on the item Link a bank account.
On the page that opens, enter the IBAN in the field provided and click on the Accept and connect button. In a few seconds, your bank account will be connected to the card: to conclude, you must authorize the direct debit mandate (SEPA Core Debit) on your bank account, as required by the credit institution to which you refer. Perfect: from now on you can buy with PayPal through your current account. In the absence of funds on the PayPal balance, the money will be withdrawn from the current account within 2 days (as if you were paying a user via RID).
Furthermore, if you wish, you can support associations and independent workers through PayPal with donations: generally, what you need to do is reach the project website, look for the Donate with PayPal or Donate with PayPal button (identified by the PayPal logo) and click or tap on it. Next, you will need to log into your PayPal account, indicate the amount to be paid, and confirm your willingness to proceed using the appropriate button.
For further explanations regarding the functioning of the PayPal account and its possibilities of use, check our guide How to use Paypal.